ATM & Biometric Solutions: A Case Study

Abstract

The paper highlights security features for biometric systems along with application specific to a bank in Pakistan. Further, a comprehensive view of retinal scanning and application within the Internet of Things (IoT) paradigm is discussed. Of the various forms of scanning techniques, fingerprint, iris, and facial have been selected as a security measure. However, the application of retinal scans for security within ATMs in Pakistan is novel. Retinal scans face many issues such as external pressures that can make the implementation of retinal scans difficult, proper technological advancements for implementing of retinal scans, costing and whether it will serve as a barrier and whether the overall concept of implementing retinal scans is a workable idea or not. The sample taken was of 80 close ended questionnaires filled along with 4 focus group discussions. The questions related to technology, economics and situational awareness concepts. The concept of automated houses and the use of objects with artificial intelligence were of special interest. It is shown that  external factors especially cost and technological limitations prohibit widespread adoption of biometric based retinal scans and implications for overall privacy and security that is present.